Free checking, plus 2.00% cash back*!

We’re not kidding.

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Free checking account with cash back rewards

Surcharge-free CO-OP ATMs available nationwide

Get refunds on ATM fees nationwide

No minimum balance required

24/7 eService access

Use your money to earn 2% with Kasasa Cash Back.* We’ll pay you on all debit card purchases (not just groceries or gas). All you have to do to earn your rewards are things that make banking easier anyway, like sign up for eStatements or use online banking. We’ll even refund your ATM fees nationwide.* Did we mention it’s completely FREE!

MasterCard Debit Card

  • A free MasterCard debit card is the easy way to pay — simply swipe or insert your card at the register! It’s faster and safer than carrying cash or checks with you.

Access to Shared Branching and Thousands of ATMs

  • Astera is part of a network of credit unions across the U.S. you can visit whenever you travel.

  • Thousands of connected ATMs in the CO-OP network, all surcharge-free to our members.

Learn More About Kasasa Cash


Not sure which checking account is right for you?

Use this decision chart to help pick the best one! Or ask us, we’d love to help!


Whether you’re a new or existing member you can open a new account via our simple online process!

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by our credit union as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly qualification cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle, through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a monthly qualification cycle, you will receive (1) 2.00% cash back on up to a total of $250 for a maximum of $5 cash back, (2) Reimbursements up to an aggregate total of $10 max ($4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly qualification cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Monthly direct deposit/ACH, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.