Use your home’s equity for life’s bigger expenses.

Taking out a home equity loan can help you pay for home improvements, save money on high interest debt, or cover life’s unexpected expenses.


Competitive Rates

Flexible Terms

Easy Application Process

Lines of Credit Available

“Astera saved my family this winter. We got air and heat. Thank you so much!”


Special Promotional 12-Month Rate

Right now, you can lock in a special promotional rate of 2.99% APR* for one year on fixed-rate home equity loans or lines of credit.
  • 2.99% APR* Special Offer for 12 Months
  • After that, competitive rates as low as 5.50% APR* apply
  • 60-240 month terms

For more information about the type of home equity loans we offer click here.

Loan Protection

Astera has partnered with SWBC to bring you three amazing loan protection products to help you should times get hard. Learn how to protect your money from bumps in the road.

Need help?


Home Equity Loans

Our Current Rates

View our current rates as low as 3.25%APR*


Your Monthly Payment

Use our calculator to estimate your payment.


Dream big. Let the equity in your home work for you.


*APR=Annual Percentage Rate. Rates and term are subject to change without notice. Rates and terms are contingent upon, but not limited to credit history, loan to value, lien position, amount requested, and other risk-based criteria. 2.99% introductory APR available for 12 months after the loan is funded. At the beginning of the thirteenth month, regular rate will go into effect. Minimum monthly payment may change as a result of rate changes. Contact Astera Credit Union for the latest rates.

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