Get approved for a car loan quickly.
Get on the road even quicker.

Whether you’re ready to buy a new car, or are just looking to refinance your existing car loan from another lender, Astera has options.


Competitive Rates

Up to $150 Cash Back**

Qualified Astera Credit Union members who finance a new auto loan or refinance an existing loan from another lender can receive a cash back bonus. See terms for details.**

Flexible Terms

“Astera helped me secure a loan for a car so I can take my grandchildren to school and so that I can work. Astera is amazing. Thank you!”


Astera puts YOU in the driver’s seat.

Go Where You Want, When You Want

  • Drive into summer with an auto loan from Astera Credit Union and get your first few gas fill-ups on us!

Loan Protection

  • Astera has partnered with SWBC to bring you three amazing products to help you should times get hard. Click here to learn how to protect your money from bumps in the road.

Need help?


New and Used Auto Loans

Our Current Rates

View our current auto and motorcycle rates, as low as 2.99%APR*.


Your Monthly Payment

Estimate your monthly payment with our loan calculator.


Save time. Get financing before you go to the dealer.


*APR=Annual Percentage Rate. Rates and monthly payments featured are listed “as low as” and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Astera Credit Union for latest rates. Some restrictions may apply.

**The cash back bonus will be awarded to qualified members who finance a new auto loan with Astera Credit Union or refinance an existing auto loan from another lender. Minimum loan amount of $10,000.00 to qualify. Cash back bonus will be awarded per qualified loan (Not one bonus per borrower), and will be deposited into the member’s share account after the loan is approved and funded. Rate is subject to credit union guidelines and credit score. Certain additional restrictions may apply.